Division of Consumer Services Enforcement Actions
The Washington State Department of Financial Institutions (DFI) takes enforcement action against businesses and individuals that violate the laws, rules, or regulations.
Below is a list of recent enforcement actions. These actions help ensure compliance with state financial laws and protect consumers from unlawful practices.
| Order # | Respondents | Type of Order | Act | Date Entered |
|---|---|---|---|---|
| C-25-3973-25-TD01 | Bay-Valley Mortgage Group Inc d/b/a Pacific Bay Lending Group and Valley View Home Loans - NMLS #192103 |
Temporary Order to Cease and Desist | Consumer Loan Act | 05/30/2025 |
| C-22-3260-25-CO01 |
Pinnacle 1 Mortgage LLC, NMLS #130681 |
Consent Order with attached Statement of Charges | Mortgage Brokers Practices Act | 05/27/2025 |
| C-25-3929-25-CO01 | Helping Hands Team Inc dba HomeDirection (2725899) |
Consent Order | Consumer Loan Act | 05/19/2025 |
| C-21-3234-25-CO01 |
Loan Factory Inc. NMLS #320841 |
Consent Order with attached Statement of Charges | Mortgage Brokers Practices Act | 05/16/2025 |
| C-24-3829-25-CO01 |
Cleveland Street Mortgage, LLC, NMLS #1902724 |
Consent Order | Mortgage Brokers Practices Act | 05/08/2025 |
| C-21-3208-25-CO01 | Directors Mortgage, Inc., NMLS #3240 |
Consent Order with attached Statement of Charges | Consumer Loan Act | 05/02/2025 |
| C-21-3208-25-CO02 | Brett Burns, NMLS #320423 |
Consent Order with attached Statement of Charges | Consumer Loan Act | 05/02/2025 |
| C-23-3584-25-CO01 |
Xpert Home Lending Inc., NMLS #2179191 |
Consent Order with attached Statement of Charges | Consumer Loan Act | 05/02/2025 |
| C-22-3499-25-FO01 | SHAWN C. GANTT, NMLS # 1034592 |
Final Order with attached Statement of Charges | Consumer Loan Act | 04/25/2025 |
| C-24-3742-25-CO02 | Sigue Corporation NMLS #915912 |
Multi-State Agreement | Uniform Money Services Act | 03/20/2025 |
| C-24-3838-25-CO02 |
Gray Processing |
Consent Order | Mortgage Brokers Practices Act | 03/12/2025 |
| C-25-3908-25-FO01 | EscrowLink LTD |
Order Withdrawing Temporary Order to Cease and Desist | Escrow Agents Registration Act | 02/21/2025 |
| C-24-3870-25-FO01 * UNDER APPEAL* |
WOODWARD NATIONAL LENDING, LLC NMLS #2260661 |
Final Order with attached Statement of Charges | Consumer Loan Act | 02/18/2025 |
| C-24-3781-25-CO01 | JFK Financial, Inc., NMLS #6540 |
Consent Order with attached Statement of Charges | Consumer Loan Act | 02/10/2025 |
| C-23-3637-25-CO01 | DOLAN GADDI LENDING, INC., NMLS # 918742 CHRISTOPHER E. DOLAN, NMLS # 270548 PETER C. GADDI, NMLS # 785377 |
Consent Order with attached Statement of Charges | Consumer Loan Act | 02/10/2025 |
| C-23-3582-25-CO01 | Uyen Phuong Thi Nguyen, NMLS #129812 |
Consent Order with attached Statement of Charges | Consumer Loan Act | 01/21/2025 |
| C-24-3876-24-CO01 | Empire Escrow, Inc. |
Consent Order | Escrow Agents Registration Act | 01/16/2025 |
| C-24-3753-25-CO01 | Block, Inc NMLS #942933 |
Multi-State Agreement | Uniform Money Services Act | 01/15/2025 |
| C-24-3879-25-SC01 |
WRIGHT ESCROW, INC |
Statement of Charges | Escrow Agents Registration Act | 01/15/2025 |
| C-22-3436-24-CO02 | Nestor Diaz, NMLS #2171748 |
Consent Order with attached Statement of Charges | Consumer Loan Act | 01/09/2025 |