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Division of Consumer Services Enforcement Actions

The Washington State Department of Financial Institutions (DFI) takes enforcement action against businesses and individuals that violate the laws, rules, or regulations.

Below is a list of recent enforcement actions. These actions help ensure compliance with state financial laws and protect consumers from unlawful practices.

Order # Respondents Type of Order Act Date Entered
C-24-3734-25-CO01

NEXA Mortgage, LLC, NMLS #1660690
Mathew L. Grella, NMLS #1100810

Consent Order with attached Statement of Charges Mortgage Brokers Practices Act 11/05/2025
C-24-3870-25-CO01

Woodward National Lending, LLC NMLS #2260661
Michael Nshiwat NMLS #1031062

Consent Order with attached Statement of Charges Consumer Loan Act 10/29/2025
C-25-3984-25-CO01

Innovative Mortgage Alliance LLC, NMLS #175407

Consent Order Mortgage Brokers Practices Act 10/15/2025
C-24-3741-25-CO01

Innovative Real Estate Planning Group, Inc., NMLS #1669347
Vladimyr Frazilus, NMLS #1367448

Consent Order with attached Statement of Charges Consumer Loan Act 10/13/2025
C-22-3282-25-FO01

John-Paul Ministerio Sarausad, NMLS#104999

Final Order with attached Statement of Charges Consumer Loan Act 09/30/2025
C-25-3983-25-SC01

Surrogacy Escrow Account Management LLC d/b/a SEAM LLC
Dominique Side

Statement of Charges Escrow Agents Registration Act 09/25/2025
C-24-3879-25-CO01

Wright Escrow, Inc.
Rayell Ann Wright

Consent Order with attached Statement of Charges Escrow Agents Registration Act 09/03/2025
C-25-3892-25-SC01

COINZOOM, INC NMLS #1735216

Statement of Charges Uniform Money Services Act 08/27/2025
C-25-3981-25-CO01

Right Away Lending Corp., NMLS #2412327

Consent Order with attached Statement of Charges Consumer Loan Act 08/12/2025
C-24-3888-25-FO01

Ocean Lending Home Loans, Inc., NMLS #1626788
James Martin Edwards, NMLS #206740
Dan Lyle Bray, Jr., NMLS #222131

Final Order with attached Statement of Charges Consumer Loan Act 08/04/2025
C-25-3922-25-FO01

Acuitus, Inc.

Final Order with attached Statement of Charges Consumer Loan Act 07/02/2025
C-25-3962-25-CO01

NG Solutions, LLC, NMLS 2287281
The Cadle Company, NMLS 206836

Consent Order Consumer Loan Act 07/01/2025
C-24-3826-25-CO01

Streamline Mortgage Corp - NMLS # 1645153

Consent Order with attached Statement of Charges Consumer Loan Act 06/30/2025
C-23-3638-25-FO02

Hometown Lenders, Inc., NMLS #65084

Final Order with attached Statement of Charges Consumer Loan Act 06/30/2025
C-24-3779-25-FO01

American Home Solutions
Eduardo C. Salinas

Final Order with attached Statement of Charges Mortgage Brokers Practices Act 06/17/2025
C-23-3682-25-FO01

Vanessa Marie Hop

Final Order with attached Statement of Charges Consumer Loan Act 06/16/2025
C-24-3885-25-CO01

Benchmark Lending, LLC, NMLS #36652
Ryan Trevor Jaussi, NMLS #38703

Consent Order with attached Statement of Charges Mortgage Brokers Practices Act 06/13/2025
C-25-3973-25-TD01

Bay-Valley Mortgage Group Inc d/b/a Pacific Bay Lending Group and Valley View Home Loans - NMLS #192103

Temporary Order to Cease and Desist Consumer Loan Act 05/30/2025
C-24-3881-25-CO01

Budget Mortgage Corp, NMLS 388808

Consent Order Consumer Loan Act 05/29/2025
C-22-3260-25-CO01

Pinnacle 1 Mortgage LLC, NMLS #130681
Jeffrey E. Coates, NMLS #130695

Consent Order with attached Statement of Charges Mortgage Brokers Practices Act 05/27/2025