Handling finances, mortgage payments, and credit card bills can be frustrating following a disaster.

Here are some steps to take and links to resources that may be of assistance.

Steps To Take

  • Report property damage to your property insurance company or agent as soon as possible. Don’t throw away damaged goods or make major repairs until a claims adjuster visits your residence. Also keep receipts for emergency repairs.
  • Look into disaster assistance. This may include special loans for homeowners, small business owners or farmers to use to repair or replace damaged property. Visit www.disasterassistance.gov to learn more. You can also call the Federal Emergency Management Agency at 1-800-621-FEMA (1-800-621-3362).

    You can also contact the Washington Emergency Management Division to learn about local disaster assistance.

  • Immediately contact your creditors if you don’t think you can pay your bills or make credit card or loan payments on time. Paying your debts late or not at all can result in penalties, interest charges and damage to your credit score. Your creditors will likely work with you on a solution, but it’s important to contact them as soon as possible and explain your situation.
  • Seek assistance from non-profit organizations in your areaWA211.org can help connect you to local resources in your area. Local organizations can help you find temporary shelter and housing, food, and other support.

Helpful Resources

Managing Finances

Credit Cards

Mortgages and Homes

Insurance

Emergency Shelter and Housing

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Contact Information

Washington Emergency Management Division
(253) 512-8000
www.emd.wa.gov 

Washington State Office of the Insurance Commissioner
1-800-562-6900
www.oic.wa.gov

Washington State Department of Financial Institutions
1-877-746-4334
www.dfi.wa.gov

Red Cross
1-800-RED CROSS (1-800-733-2767)
www.redcross.org/find-help

FEMA
1-800-621-3362
www.fema.gov