Washington Refund Anticipation Loans doing business in Washington are regulated by the Department of Financial Institutions (DFI) Division of Consumer Services.
Washington businesses that offer tax refund anticipation loans must register with DFI
How to Register with DFI
Follow the instructions below to register with DFI.
- Obtain access code
Email RALS@dfi.wa.gov and request an ACCESS CODE - Complete CSV file with location information
Complete the refund anticipation loan facilitator csv template with your information and save it to your computer to be uploaded to the registration system. - Access online registration system and upload CSV file
- Pay registration fee
Write a check payable to the “Washington State Treasurer” for $35.00 per Electronic Filing Identification Number (EFIN).For example, your main office has a unique EFIN. Three of your branch offices each have unique EFINs. Your website address has a unique EFIN. You have a total of five EFINs. Your registration fee is $35.00 x 5 = $175.00.
- Mail completed form and registration fee
Mail the completed form and your registration fee to:
Department of Financial Institutions
P.O. Box 41200
Olympia, WA 98504-1200
Laws and Rules
Tax Refund Anticipation Loans
List of Registered Refund Anticipation Loan Facilitators
- RAL Lookup Tool
Search for registered Washington Refund Anticipation Loan Facilitators.
Resources
- Information Security Resources
Information and resources from DFI regarding the security of consumer information. - Box Upload Procedures
How to transfer files to DFI using BOX.com.
Questions? Contact Us
If you have any questions, you can contact the Licensing Staff at (360) 902-8703 or via email at CSLicensing@dfi.wa.gov