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Tax Refund Anticipation Loan Facilitators

Washington Refund Anticipation Loans doing business in Washington are regulated by the Department of Financial Institutions (DFI) Division of Consumer Services.

Washington businesses that offer tax refund anticipation loans must register with DFI

How to Register with DFI

Follow the instructions below to register with DFI.

  1. Obtain access code
    Email RALS@dfi.wa.gov(link sends email) to request an access code.  Provide the full name of the business and the primary email address.
  2. Complete CSV file with location information
    Complete the refund anticipation loan facilitator csv template with location information.  (Important: DO NOT modify the template.  This will result in your upload being rejected by the system).
  3. Upload CSV File
    Access the online registration system and follow the instructions to upload the csv file.  An email confirmation will be received shortly after.  Print the confirmation email.
  4. Registration Fee
    Write a check payable to the “Washington State Treasurer” for $35.00 per Electronic Filing Identification Number (EFIN).

    Example:  Your main office has a unique EFIN.  Three of your branch office each have unique EFINs.  Your website address has a unique EFIN.  You have a total of five EFINs.  Your registration fee is $35.00 x 5 = $175.00.
  5. Payment
    Mail printed confirmation email and payment to:
    Department of Financial Institutions
    P.O. Box 41200
    Olympia, WA 98504-1200

Laws and Rules

Tax Refund Anticipation Loans

List of Registered Refund Anticipation Loan Facilitators

  • RAL Lookup Tool
    Search for registered Washington Refund Anticipation Loan Facilitators.

Questions? Contact Us

If you have any questions, you can contact the Licensing Staff at (360) 902-8703 or via email at RALS@dfi.wa.gov(link sends email).