Washington Refund Anticipation Loans doing business in Washington are regulated by the Department of Financial Institutions (DFI) Division of Consumer Services.

Washington businesses that offer tax refund anticipation loans must register with DFI

How to Register with DFI

Follow the instructions below to register with DFI.

  1. Obtain access code
    Email RALS@dfi.wa.gov and request an ACCESS CODE
  2. Complete CSV file with location information
    Complete the refund anticipation loan facilitator csv template with your information and save it to your computer to be uploaded to the registration system.
  3. Access online registration system and upload CSV file
  4. Pay registration fee
    Write a check payable to the “Washington State Treasurer” for $35.00 per Electronic Filing Identification Number (EFIN).

    For example, your main office has a unique EFIN. Three of your branch offices each have unique EFINs. Your website address has a unique EFIN. You have a total of five EFINs. Your registration fee is $35.00 x 5 = $175.00.

  5. Mail completed form and registration fee
    Mail the completed form and your registration fee to:
    Department of Financial Institutions
    P.O. Box 41200
    Olympia, WA 98504-1200

Laws and Rules

Tax Refund Anticipation Loans

List of Registered Refund Anticipation Loan Facilitators

  • RAL Lookup Tool
    Search for registered Washington Refund Anticipation Loan Facilitators.


Questions? Contact Us

If you have any questions, you can contact the Licensing Staff at (360) 902-8703 or via email at CSLicensing@dfi.wa.gov