Consumer Alert

The Wakpamni Lake Community of the Oglala Sioux Tribe - Not Licensed in Washington State

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Published
June 30, 2026

The State of Washington Department of Financial Institutions (DFI) has received complaints from Washington consumers that Wakpamni Lake Community of the Oglala Sioux Tribe, doing business as Wakpamni Lake Community Corporation, may be operating several subsidiaries as online lenders, under the following business names:

  • WLCC Lending FDL d/b/a First Day Loan
  • WLCC Lending GEG d/b/a The Gan Eden Group
  • Checkadvanceusa.net 
  • WLCC Lending AIL d/b/a Good Loans Fast
  • WLCC Lending JEM d/b/a Explore Credit
  • EnableLoans
  • Black Hawk Financial d/b/a My Funding Choices
  • WLCC Lending BLG d/b/a Bison Green Lending
  • WLCC Lending GVF d/b/a Taft Howard Group
  • WLCC Lending FFG d/b/a Fair Trust Group
  • WLCC Lending GVF d/b/a Green Valley Funds

These businesses claim to be subsidiaries of the Wakpamni Lake Community Corporation, a tribal entity fully owned by the Wakpamni Lake Community – a local government under the Oglala Sioux Tribe (formerly the Oglala Sioux Tribe of the Pine Ridge Reservation). The Oglala Sioux Tribe claims to be a federally recognized sovereign American Indian Tribe located in South Dakota.

Wakpamni Lake Community Corporation and these businesses are not licensed by DFI and are not registered to conduct business in Washington State by the Department of Licensing, Department of Revenue, or the Secretary of State.

Wakpamni Lake Community Corporation and these businesses have been associated with the following contact information:

WLCC Lending FDL d/b/a First Day Loan
Phone: 855*876*8584
[clientservices@firstdayloan.com]
P.O. Box 70
Solon, IA 52333
https://www.firstdayloan.com/  

WLCC Lending GEG d/b/a The Gan Eden Group
Phone: 855*888*0133
[clientservices@theganedengroup.com]
P.O. Box 70
Solon, IA 52333
https://www.theganedengroup.com/  

Checkadvanceusa.net
Phone: 866*898*9573
[support@checkadvanceusa.net]
P.O. Box 170
Provo, UT 84603
https://checkadvanceusa.net/   

WLCC Lending AIL d/b/a Good Loans Fast
Phone: 888*522*2848
[customerservice@goodloansfast.com]
P.O. Box 212
Batesland, SD 57716
https://goodloansfast.com/

WLCC Lending JEM d/b/a Explore Credit 
Phone: 844*355*5626
[support@explorecredit.com]
P.O. Box 260269
Atlanta, GA 30326
https://explorecredit.com/

EnableLoans 
Phone: 888*704*3223
[info@enableloans.com]
P.O. Box 70
Solon, IA 52333
https://enableloans.com/ 

Black Hawk Financial d/b/a My Funding Choices
Phone: 866*949*5040
[support@myfundingchoices.com]
1 Wakpamni Lake Road
Batesland, SD 57716
https://www.myfundingchoices.com/ 

WLCC Lending BGL d/b/a Bison Green Lending
Phone: 605*574*5004
[cs@bisongreen.com]
3916 N Potsdam Ave #5709
Sioux Falls, SD 57104
https://www.bisongreen.com/ 

WLCC Lending GVF d/b/a Taft Howard Group
Phone: 866*858*1969
[clientservices@TaftHowardGroup.com]
PO Box 70
Solon, IA 52333
https://tafthowardgroup.com/ 

WLCC Lending FFG d/b/a Fair Trust Group
Phone: 866*886*2754
[clientservices@fairtrustgroup.com]
PO Box 70
Solon, IA 52333
https://fairtrustgroup.com/ 

WLCC Lending GVF d/b/a Green Valley Funds
Phone: 844*401*5926
[clientservices@greenvalleyfunds.com]
#1 Wakpamni Lake Housing
Batesland, SD 57716
https://greenvalleyfunds.com/ 

If you have a complaint against any of these entities, you may contact:

Wakpamni Lake Community Corporation
#1 Wakpamni Lake Housing
Batesland, SD 57716
https://www.ewakpamni.com/ 

Please Note:

Black Hawk Financial d/b/a My Funding Choices should not be confused with the following:

WLCC Lending FFG d/b/a Fair Trust Group should not be confused with the following:

WLCC Lending GVF d/b/a Green Valley Funds should not be confused with the following:

Important Information for Washington Consumers About Unlicensed Lenders

  • Washington residents only: If you suspect unlicensed activity by a payday lender or consumer loan company, please contact the Department at 1-877-746-4334, or online at www.dfi.wa.gov. Even if the activity involves a loan you obtained over the internet, a license is generally still required. If a collection agency is attempting to collect a debt from you, check that the company is licensed by the Washington State Department of Licensing.
  • Make sure that the entity is licensed. Consumers can use the “Verify a License” feature on DFI’s website at www.dfi.wa.gov to check whether a payday or consumer loan company is licensed to conduct business in the State of Washington.
  • Do not provide any personal information, such as social security number or bank account number or access if the company is not licensed or authorized to conduct business.

Important Information for All Consumers

  • If you received a loan from a lender and someone else is now attempting to collect the loan, collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA). If you are contacted by a third party claiming you owe a debt, you can request a “written validation notice,” which must provide the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA. If you have questions regarding federal debt collection laws, you can contact the Federal Trade Commission (FTC) at 1-877-382-4357 or online at www.ftc.gov.  
  • If you feel you have been the victim of a scam, you can contact the FTC at 1-877-382-4357 or online at www.ftc.gov; or the Consumer Financial Protection Bureau (CFPB) at 1-855-411-2372 or online at www.consumerfinance.gov. 
  • If you feel you have been the victim of a financial scam, or if the scammers already have your bank account information, social security number, or other personal information, you may be a victim of identity theft. You can contact your bank and the three major credit bureaus to take appropriate precautions. The FTC has information for victims of identity theft online at www.ftc.gov. 
  • If you feel you have been the victim of a scam involving the internet, you can contact the Internet Crime Complaint Center online at www.ic3.gov.
  • If you live in another state, you can find the regulator for your home state.

 

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