Alert number: CA056694_8.23
The Washington State Department of Financial Institutions (DFI) has received a complaint from a Washington State consumer against “Liberty Lending Group.” The consumer reported the company offered the borrower a loan though an advertisement in the mail.
Liberty Lending Group is not licensed to offer any consumer loan in the State of Washington by the Department, by WA State Department of Licensing, by WA State Department of Revenue, or by the WA State Secretary of State.
Liberty Lending Group appears to have the subsequent contact information (note, this information could not be verified by the Department):
Associated addresses:
633 W 5th St Fl 26
Los Angeles, CA 90071-2053
95 Third St. Fl 2
San Francisco, CA 94103
Associated Phone Numbers:
800*430*4715
800*451*2066
800*590*2177
Associated Website:
[https://libertylendinggroup.com]
“Liberty Lending Group” is not affiliated with and should not be confused with the following similarly named businesses:
- Liberty Lending Group (NMLS #913271). Previously licensed in PA only, no longer currently active.
- Liberty Lending Group (NMLS #1880302). Previously licensed in CA only, no longer currently active.
- Any other businesses using the words “Liberty” and “Lending.”
DFI cautions that unlicensed entities often engage in certain practices that indicate they are committing a fraud or otherwise violating Washington State law. For instance, such entities often use non-business email addresses (such as -@gmail.com, @yahoo.com, or other similar easily obtained email addresses) to send correspondence, threaten legal or criminal action if consumers do not reply immediately, or contain a variety of typographical and spelling errors in their correspondence to consumers.
However, at times, e-mails or letters from unlicensed entities engaging in fraudulent activity will contain accurate personal information, such as current or past addresses, active phone numbers, or social security numbers. The Department encourages consumers who receive communications containing personal information to contact their banks, credit reporting agencies, and the Social Security Administration to ensure there is no unauthorized activity on their accounts.
Debt Collection Laws
If you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect from you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA). If you receive a communication from a party claiming that a debt is owed, you should request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA. If you have questions regarding debt collection laws, contact the Federal Trade Commission at 1-877-FTC-HELP, or online at www.ftc.gov.
If someone threatens to garnish your wages, contact your employer, or uses threatening, intimidating, or offensive language, report such actions to state and federal regulators. See below for how to contact the appropriate state and federal regulator.
Report Suspicious Activity, Scams or Fraud
Washington State residents only: If you suspect illegal or fraudulent activity involving a financial product or service, please contact the Department at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.
If you feel you have been the victim of a scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372) or online at www.consumerfinance.gov. You may also wish to contact the Office of the Attorney general at www.atg.wa.gov.
If you feel you have been the victim of a scam involving the internet please contact the Internet Crime Complaint Center online at www.ic3.gov.
If you live in another state, go to this webpage to find the regulator in your home state.