Date Posted: 
Thursday, February 9, 2023

Alert number: 056136_2.9.23(2.24)

The Washington State Department of Financial Institutions (DFI) has received a complaint from a Washington State consumer against Layma doing business as Little Lake Lending.  The consumer reported obtaining a loan from Little Lake Lending that included excessive fees and interest.

According to information on its website, Little Lake Lending has been issued a Lender License from the Big Valley Band of Pomo Indians, a federally-recognized Indian Tribe. Additionally, Kali dba Condor Credit is owned by the Big Valley of Pomo Indians, and has engaged in similar activities.

Neither Layma dba Little Lake Lending nor Kali LLC dba Condor Credit are licensed in Washington State by the Department, by the Washington State Department of Licensing, by the Washington State Department of Revenue, or by the Washington State Secretary of State.

It appears that Little Lake Lending operates a website at [] and lists its contact information as:

2770 Mission Rancheria Rd., #393
Lakeport, CA 95453
Phone: 844*600*9737

DFI warns Washington consumers that before doing business with a financial service provider the consumer should:

Make sure that the entity is licensed.  Consumers can use the “Verify a License” feature on DFI’s website at to check whether a payday or consumer loan company is licensed to conduct business in the state of Washington.

Not provide any personal information, such as social security number or bank account number or access if the company is not licensed or authorized to conduct business.

Report Unlicensed Lending Activity or Fraud

Washington State residents only: If you suspect unlicensed activity by a payday lender or consumer loan company, please contact the Department at 1-877-RING-DFI (746-4334), or online at  Even if your activity involves a loan over the internet, a license may still be required.

If you live in another state, find the regulator in your home state.