Allen Dawson & Associates, LLC - Possible Debt Collection Scam

Date Posted: 
Monday, April 1, 2019

Alert Number: CA050024_3/21/19(3/20)

The Washington State Department of Financial Institutions (DFI) has received a complaint from a Washington consumer against Allen Dawson & Associates, LLC. The consumer claimed that Allen Dawson & Associates, LLC was attempting to collect on an old student loan debt owed by the consumer to Student Finance Corporation. The consumer claimed that, Raymond Vera, of Allen Dawson & Associates, LLC tried to pressure the consumer into making an immediate payment over the phone. When the consumer requested a debt validation Allen Dawson & Associates, LLC ceased all contact. The consumer reported that they did have a private student loan which had not been paid since 2003. These facts have been alleged by the consumer, and have not been verified by the Department.

This apparent debt collection scam is associated with the following contact information.

Also doing business as:
AD & Associates, LLC

Website:
[https://www.allendawsonandassociates.com/]

Telephone:
[855*611*6096]
[855*414*9845]
[909*636*1163]

Fax:
[909*354*3215]

Addresses:
6371 Haven Ave, 3-160
Rancho Cucamonga, CA 91737

302 Milliken Ave, Ste H
Ontario, CA 91761

Individuals:
Raymond Vera
Angelica Zamano

Allen Dawson & Associates, LLC is not licensed by the Department and is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. The Department of Licensing licenses and regulates collection agencies under RCW 19.16.

DFI warns Washington consumers:

  • Never send money or provide access to your bank or credit card in response to threatening telephone calls or emails you receive claiming that you owe a debt.
  • Never give any personal information, such as social security number, credit card, or bank account information to any individual, website, or company without first verifying their identity and license status.
  • Check that a financial services company or individual is properly licensed to conduct business in the state of Washington by using the “Verify a License” feature on the DFI’s website at www.dfi.wa.gov.
  • Check the license status of collection agencies with the State of Washington Department of Licensing at www.dol.wa.gov.

PLEASE NOTE THAT ALLEN DAWSON & ASSOCIATES, LLC SHOULD NOT BE CONFUSED WITH THE FOLLOWING BUSINESSES:

Allen & Dawson, PLLC (Orlando, FL)
Dawson & Associates (District of Columbia)
Dawson & Associates (Tampa, FL)

Information About Federal Debt Collection Law

If you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect from you, the collection activity may be subject to the federal Fair Debt Collection Practices Act. If you receive a communication from a party claiming that a debt is owed, you can request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA. If you have questions regarding federal debt collection laws, you can contact the Federal Trade Commission at 1-877-FTC-HELP or online at www.ftc.gov.

Prevent and Report Identity Theft

Consumers should never make payments over the phone or via email to a third party debt collector that refuses to provide a written validation notice. Even if the party seems to have some of your personal or financial information, you should not make payments or provide bank account or credit card information without receiving a written validation notice. If the scammers already have your bank account information, social security number, or other nonpublic information, you may be a victim of identity theft. The Federal Trade Commission (FTC) has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a financial scam and are concerned about your personal financial information, contact your bank and the three major credit bureaus. Procedures for contacting the credit bureaus are available on the FTC’s website at www.ftc.gov.

Report Suspicious Activity, Scams, or Fraud

If someone threatens to garnish your wages, contact your employer, or uses threatening, intimidating, or offensive language, report such actions to state and federal regulators.

Washington State residents only: If you are a victim of a collection scam or if you suspect illegal or fraudulent activity involving a financial product or service, please contact the Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov. You may also wish to contact the state of Washington Office of the Attorney General at www.atg.wa.gov.

If you live in another state, go to this webpage to find the regulator in your home state. http://mortgage.nationwidelicensingsystem.org/consumer/Pages/AgencyContacts.aspx.

All consumers, if you feel you have been the victim of a scam you might also with to contact the FTC at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372) or online at www.consumerfinance.gov. If you feel you have been the victim of a scam involving the internet you may also contact the Internet Crime Complaint Center online at www.ic3.gov.