Information from the Washington State Department of Financial Institutions

Financial Education Curriculum for Middle School

Financial education curriculum and resources for middle school classrooms.

Core Curriculum

Money Savvy U
Grades: 6-10
Cost: Yes but a grant is available for some Washington classrooms

Money Savvy U is the perfect complement to any economics, consumer education, business education or personal finance class. Money Savvy U features instructor materials, scripted lessons, activities, and games for kids. Through a grant made possible by the Washington State Department of Financial Institutions, teachers who teach grades 6,7,8 are eligible to receive free Money Savvy U curriculum materials for their classrooms. Quantities are limited and registration is on a first come, first served basis. Email Lyn.Peters@dfi.wa.gov for more information.

Junior Achievement Finance Park and Curriculum
Grades: 6-8
Cost: Yes

The Junior Achievement Finance Park Program uses a 14-lesson curriculum. Once students complete the curriculum they then can take a field trip to Junior Achievement’s “mini-city” Finance Park in Auburn or Yakima, WA.

Take Charge Today: Curriculum from University of Arizona
Grades: 7-12
Cost: Free

Ready-to-teach, activity-based lesson plans free of charge from the University of Arizona.

Financial Fitness for Life
Grades: K-12
Cost: Yes there is a cost. It varies per curriculum

The Financial Fitness for Life Curriculum consists of high quality materials that assist students from kindergarten to grade 12 make better decisions for earning income, and spending, saving, borrowing, investing, and managing their money.

Hands On Banking Program from Wells Fargo
Grade Levels: K-12
Cost: Free

Lessons, activities, and teacher guides from Wells Fargo. Covers kids, teens, and young adults.

FDIC Money Smart
Grades: Pre K-12
Cost: Free

Standards-aligned curriculums that can be incorporated into subjects such as English language arts, Mathematics and Social Studies. Multiple lessons and resource guides for teachers.


Supplemental Classroom Curriculum and Activities

Biz Kid$ on PBS: TV Show
Grades: 6-8
Cost: Free

TV show that teaches teens about personal finance. Show’s website provides activity guides, lesson plans and games.

Money Math Lessons for Life
Grades: 7-9
Cost: Free

Money Math: Lessons for Life is a four-lesson curriculum supplement for middle school math classes, teaching grade 7-9 math concepts using real-life examples from personal finance.

Washington State Employees Credit Union – The Vault
Grades: 6-8
Cost: Free

The Vault is a free financial literacy curriculum that teaches kids the ins and outs of budgeting, comparison shopping, saving and investing, and money management. The material is presented in a way that's relatable and engaging for students.

Kitsap Credit Union – It’s A Money Thing Videos
Grades: 6-8
Cost: Free

"It's A Money Thing" will introduce you to a collection of humorous, yet effective financial education videos. Grounded in research, each video focuses on a specific topic and takes just a few minutes to view. And, we're pretty sure you'll chuckle a few times during the learning process.

My Classroom Economy
Grades: K-12
Cost: Free

My Classroom Economy is a simple classroom economic system based on the idea that students need to earn school "dollars" so that they can rent their own desks. By bringing real-world scenarios into the classroom, students see the impact of their decisions to save, spend, and budget.

Financial Beginnings
Cost: Free
Grades: K-12

Financial Beginnings offers elementary, middle, and high school programs. All of the materials and presenters are available at no cost to schools or participants.


Online Learning Platforms

MoneySkill
Grades: 6-12
Cost: Free

MoneySKILL educates students of all ages on the basic understanding of money-management fundamentals. The course includes the content areas of income, expenses, saving and investing, credit, and insurance.

NextGen Personal Finance
Grades: 6-12
Cost: Free

12 personal finance units that feature 65 lessons, 200 activities, over 400 curated videos, and much more.

EVERFI K-12
Grades: K-12
Cost: Free

EVERFI’s free online resources, videos, and lessons help elementary, middle and high school teachers equip their students with essential life skills.

Consumer Jungle
Grades: K-12
Cost: Free

Interactive, web-based program that provides engaging and relevant consumer education curricula covering a variety of topics such as credit cards, transportation, living on your own, personal finances, telecommunications, health, and e-commerce fraud.


Additional Lessons and Lesson Plans

Financial Lessons: Utah’s Finance in the Classroom
Grades: K-12
Cost: Free

Finance in the Classroom is a repository of K-12 financial education resources from Utah’s State Office of Education. Resources include curriculum, lessons, and videos.

Financial Lessons and Games: Visa’s Practical Money Skills
Cost: Free
Grades: K-12

Lesson plans and materials by grade level from Visa. The Practical Money Skill’s website includes lesson plans, resources, instructor guides, and games for the classroom.

Financial Lessons: Federal Reserve of Philadelphia
Grades: K-12
Cost: Free

The Federal Reserve Bank of Philadelphia publishes lessons for K-12 teachers to use to teach economics and personal finance in their own classrooms. The lessons emphasize active- and collaborative-learning teaching methodologies.

$martPath
Grades: K-12
Cost: Lesson plans are free

Lesson plans and activities that teachers can bring into the classroom. $martPath website also has additional resources for educators.