Information and resources for those impacted by a disaster.
Continue Paying Your Mortgage
Important: You must continue to make your mortgage payments even if your home is damaged.
If you stop paying without approval from your lender, you risk damaging your credit or facing foreclosure.
If You Cannot Pay Your Mortgage
Contact your mortgage servicer immediately. You can usually find their contact information on your monthly mortgage statement.
Ask them if you qualify for mortgage forbearance.
What Is Mortgage Forbearance?
Forbearance is a temporary agreement with your lender to pause or reduce your payments during a financial hardship.
- It is not forgiveness. You must pay back the missed payments later.
- Ask how repayment works. Understand the terms before you sign.
Learn more about mortgage forbearance from the CFPB
Get Help from a Housing Counselor
The Washington Homeownership Resource Center connects homeowners with payment assistance programs and provides counseling.
- Call: 877-894-4663
- Visit: www.homeownership-wa.org
Disaster Loans for Repairs (SBA)
If you live in a presidentially declared disaster area, the Small Business Administration (SBA) offers low-interest loans to homeowners and renters to repair disaster damage. You do not need to own a business to apply.