Changes to Federal law will impact repayment plans for student loan borrowers. Due to these changes, Parent PLUS loan borrowers will no longer have access to income-driven repayment (IDR) plans unless they consolidate their loan(s) into a new Direct Consolidation Loan.
If you have Parent PLUS loans and want access to more affordable monthly payments, you may apply to consolidate your Parent PLUS loans into a new Direct Consolidation Loan before April 1, 2026.
For more information, visit the National Consumer Law Center’s website for detailed information regarding the changes and steps you should take: Get help with Parent PLUS loan repayment options.
If you have additional questions or a complaint, please contact the Washington Student Achievement Council Office of Student Loan Advocacy via their Student Complaint Portal or DFI at File a Complaint with the Washington State DFI.