Consumer Loan Companies

Washington State Consumer Loan Companies are regulated by the Division of Consumer Services . More about the Division of Consumer Services.

Licensing and Forms

• Apply for a Consumer Loan License
  Information on how to apply for a Washington Consumer Loan License.
• Applications and Forms
  Applications and forms for Washington Consumer Loan Companies.
• Surety Bond Requirements
  Surety bond requirements for Washington Consumer Loan Companies.
• Annual Assessments
  How to file your annual assessment.

Laws and Regulation

• Laws and Rules
  Listing of laws and rules of interest to Washington Consumer Loan Companies.
• Interpretive Statements
  Interpretations from the Division of Consumer Services clarifying laws and rules of interest to Washington Consumer Loan Companies.
• Rulemaking
  Current rulemaking activity being conducted by the Division of Consumer Services.
• Consumer Loan Act FAQs
  Answer to frequently asked questions by Consumer Loan Companies.

Examinations

• Examination Information
  Information about how to prepare for an exam, common violations, and frequently asked questions.

Resources

• Consumer Loan Act Resources
  Resources for Consumer Loan Companies.
• Home Equity Sharing Agreement (HESA) Inquiry
  Information on DFI’s HESA Inquiry.
• Information Security Resources
  Information and resources from DFI regarding the security of consumer information.
• Proprietary Reverse Mortgages
  Resources and information on how to apply to offer a proprietary reverse mortgage product.
• Box Upload Procedures
  How to transfer files to DFI using BOX.com.

Mortgage Industry Webinars

• Mortgage Industry Webinars
  Documents and recordings from previous mortgage industry webinars.

Consumer Assistance

• File a Complaint
  Problems with a Consumer Loan Company? File a complaint with DFI.
• Verify Licenses
  Verify a license of a Washington Consumer Loan Company.