Resources by topic: Banking

Links to a number of helpful banking resources.

Banks

• HelpWithMyBank.Gov
  Helpwithmybank.gov from the Office of the Comptroller of the Currency helps you find answers to your banking questions.
• Bank Financial Statements
  Review banks financial statements via the FDIC website.

Bank Regulators

• Washington Department of Financial Institutions - Division of Banks
  The Division of Banks regulates Washington State-chartered commercial banks, stock savings banks, mutual savings banks, alien banks, savings and loan associations, and independent trust companies.
• The Comptroller of the Currency
  The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises national banks. It also supervises the federal branches and agencies of foreign banks.
• Consumer Financial Protection Bureau
  If you have problems with your bank or credit union company you can also contact the Consumer Financial Protection Bureau.
• The FDIC
  The Federal Deposit Insurance Corporation (FDIC) preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions.
• The Federal Reserve
  The Federal Reserve is the central bank of the United States which governs monetary policy.

Checks and Checking

• Electronic Check Conversion
  Learn about your rights when it comes to electronic check conversion and what to do if you have a problem.
• FAQs about  Check Processing
  Answers to frequently asked questions from the Federal Reserve about check clearing.
• Consumer Guide to Check Processing
  This publication from the Federal Reserve describes check processing.
• 5 Tips for Protecting Your Checking Account
  Tips from the Federal Reserve on how to protect your checking account.

Credit Unions

• What is a Credit Union?
  Information from the National Credit Union Administration about credit unions and the services they provide.
• How to Access a Credit Union Call Report
  Information from DFI on how to access credit union financial statements.

Credit Union Regulators

• National Credit Union Administration
  The National Credit Union Administration (NCUA) is the independent federal agency that charters and supervises federal credit unions.
• Washington Department of Financial Institutions - Division of Credit Unions
  The Division of Credit Unions charters and regulates credit unions in Washington.

Deposit Insurance

• Safety of Washington Bank and Credit Union Deposits
  Information from DFI on safety of bank and credit union deposits in Washington state.
• Banks Deposit Insurance Estimator
  EDIE the Estimator can calculate your FDIC insurance coverage for each FDIC-insured bank where you have deposit accounts.
• Credit Unions Share Insurance Estimator
  The NCUA share insurance estimator allows credit union members to estimate their insurance coverage.

Electronic Banking and Safety

• Tips for Safe Banking on the Internet
  Tips from the FDIC on how to protect yourself when doing online banking.
• How to Guard Against Internet Thieves
  Tips from the Federal Deposit Insurance Corporation (FDIC) on how to protect yourself and your bank account online against thieves.

Small Business Loans

• Small Business Lending
  Information and help from the FDIC about small business lending.