Credit is a valuable financial tool. It allows you to buy more expensive items now while making small monthly payments.
Maintaining a good credit history and score will give you more flexibility when borrowing and typically lower interest rates. Credit can also be a dangerous tool if you borrow too much and don't develop a plan to repay your debt. Avoid borrowing more than is necessary and have a plan to repay you debt.
Learn About Credit
- Building a Credit History
Tips on building and maintaining a good credit history.
- Credit Reports and Credit Scores
What you need to know about credit reports and scores.
- Protect Yourself from Credit Fraud
Tips on how you can protect yourself from credit fraud.
- Evaluating Credit Offers
How to evaluate credit offers and what to look for.
- Credit Terminology
Common credit terminology you will come across.
- Debit Card FAQs
Answers to frequently asked questions about debit cards.
- MoneyGeek: Financial Tools
Financial tools, calculators, and resources to help you make smarter financial decisions.