Mortgage Loan Originators

Mortgage Loan Originator Requirements
All Mortgage Loan Originators (MLOs) working for a Mortgage Broker or Consumer Loan licensee must hold an active MLO license. Mortgage Loan Originator Licensing Information

Call Center Hours
Our call center hours are Monday - Friday 11:00 AM to 5:00 PM (Pacific Standard Time). Call us at (877) RING DFI (746-4334). Or email us at dcs@dfi.wa.gov.

Receive News and Updates Via Email
The Division of Consumer Services also sends out news and updates via email ListServs. To have updates sent directly to your email inbox, sign up for the Mortgage Loan Originator ListServ.

Quick Links For Loan Originators

News & Updates Apply For A License Annual License Renewal New! Applications & Forms Pre-Licensing Requirements (Testing, Education, Fingerprinting, Credit Report) Continuing Education

ListServ Loan Originators FAQs Loan Processors FAQs Laws and Rules Rulemaking Activity Resources

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Featured News and Information

All Mortgage Loan Originator News Subscribe To Email Updates

• Renewal Reminder
  A critical deadline is fast approaching for all non-renewed Washington Mortgage Broker, Mortgage Loan Originator (MLO), and Consumer Loan licenses. On Saturday, December 31, all non-renewed Washington licenses expire.
  • Update and Renewal Information from DFI
• Annual License Renewal - Deadline to Submit is December 15
  All Mortgage Loan Originator licenses must be renewed each calendar year. The renewal period opens November 1. The deadline to submit a renewal is December 15.
  • License Renewal Information
  • Step by Step Renewal Video
• Fall 2011 Newsletter
  DFI's Division of Consumer Services' Fall 2011 newsletter is now available.
  • Fall 2011 Newsletter
• Short Sale Guidance
  Guidance to licensees providing services in short sale transactions from DFI and the Washington Department of Licensing.
  • Short Sales: Guidance for Licensees (PDF)*
  • Short Sales: Seller Advisory or PDF Version*

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Laws And Rules

Mortgage Broker Laws (RCW 19.146) Mortgage Broker Rules (WAC 208-660)

Mortgage Lending and Homeownership Law (RCW 19.144) Mortgage Lending and Homeownership Rules (WAC 208-600)

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Newsletters

• Fall 2011 Division Newsletter
• Summer 2011 Division Newsletter
• Spring 2011 Division Newsletter

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Resources

• DFI's License Verification System
• NMLS License Verification System
• Mortgage Broker Interpretive Letters
• CSBS/AARMR/NACCA Statement on Subprime Mortgage Lending
• CSBS/AARMR Guidance on Nontraditional Mortgage Product Risks
• Guide to Interest Rates in Washington State
• DFI's Free Guide to Home Loans for Consumers

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Contact Us

Our office hours are 8 am - 5 pm  PST. (Monday-Friday) Our call center hours are 11 am - 5 pm PST.

Phone:	(360) 902-8703	Toll Free:	1-877 RING DFI (746-4334)
Fax:	(360) 664-2258	Email:	dcs@dfi.wa.gov

Mailing Address

For U.S. Postal Service: Department of Financial Institutions Division of Consumer Services PO Box 41200 Olympia WA 98504-1200

For Overnight Delivery: Department of Financial Institutions Division of Consumer Services 150 Israel Rd SW Tumwater WA 98501

* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.

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