Suggestions Before You Buy A Home

1. Before you buy a home, attend a free homeownership education course offered by the Washington State Housing Finance Commission or contact the Community Home Ownership Center.
2. Gather all your financial documents. Check your credit history and fix any blemishes on your credit before you apply for a loan.
3. Determine how much you can truly afford to buy your new home.
4. Keep accurate notes. Make a file and keep all loan documents and correspondence in that file.
5. Shop for a lender and compare costs. Be suspicious if anyone tries to steer you to just one lender. Contact the Washington State Department of Financial Institutions to ensure that you're working with a licensed professional.