Washington State Department of Financial Institutions

Mortgages

Whether you're buying your first home, considering a second mortgage, or refinancing, the loan process can be confusing and complicated - even overwhelming.

Below you will find information and resources that will help you as you embark on one of the biggest financial decisions you'll make in your lifetime.


Foreclosure Help and Information

DFI has information on some of the steps you can take to prevent foreclosure.


Information and Resources

Information and resources from the Washington State Department of Financial Institutions and other organizations.

Buying A Home

Loan Modifications

Predatory Lending

Reverse Mortgages

Note: Due to uncertainties associated with valuations in the housing market, some large well known lenders have stopped providing reverse mortgages. If you are interested in a reverse mortgage be sure you carefully investigate any company you may do business with, beginning with whether it is authorized to do business in Washington. DFI is happy to help you confirm proper licensing or regulation of any company. Contact us at 1-877-RING DFI (1-877-746-4334) with questions or concerns.

Short Sales

Calculators


DFI's Free Guide to Home Loans

Whether you're buying your first home, considering a second mortgage, refinancing, or considering a reverse mortgage the loan process can be confusing and complicated. 

As you embark on one of the biggest financial decisions you'll make, use DFI's free Guide to Home Loans to help you understand and navigate the loan process.

Formats Available

Updates to Workbook

In 2010, the U.S. Department of Housing and Urban Development (HUD) revised both the Good Faith Estimate and HUD-1 forms.

Guide to Home Loans

Note: The CD-ROM version of DFI's Guide to Home Loans is no longer available.

* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.

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