Washington State Department of Financial Institutions

Consumer Alert:
Blue King Payday Loans

Updated: September 18, 2013

The Washington State Department of Financial Institutions (DFI) has received a complaint against Blue King Inc. d/b/a Blue King Payday Loans (Blue King). It appears that this entity is operating as a tribal online payday lender. The entity asserts that it is wholly owned by the Picayune Rancheria of the Chukchansi Indians, a sovereign nation recognized by the United States government. This entity asserts that it is not subject to regulation by DFI and that only the United States government has jurisdiction over federally recognized Indian tribes and their business activities.

Blue King has been associated with the following contact information:

Website: www.blueking.com
E-Mail Address: CS@blueking.com
Phone Numbers: 1-855-850-BLUE
Fax Number: 1-955-851-BLUE

Blue King is not licensed by DFI. It is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. Washington residents are advised that state law provides in RCW 31.45.105(1)(d) and (3) that a small loan made by an unlicensed entity to a person physically located in Washington is uncollectible and unenforceable in Washington State.

If you have a complaint against Blue King, you can e-mail Blue King at CS@blueking.com or mail the complaint to:

Blue King Inc.
46576 Road 417
Coursegold, CA 92614

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the "Verify a License" feature on DFI's website at www.dfi.wa.gov/consumers/findcompany.htm.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 1-877-FTC HELP, or online at www.ftc.gov.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Washington State Department of Financial Institutions at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find your state regulator.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.

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