Plain Green Loans Not Licensed In Washington

Date Posted: 
Thursday, May 18, 2017

Alert updated: 05/18/2017
Originally posted: 06/04/2012

The State of Washington Department of Financial Institutions (DFI) has received complaints from Washington consumers against Plain Green, LLC d/b/a Plain Green Loans (Plain Green). Consumers claimed that Plain Green was charging excessive fees and interest and did not provide consumers with repayment plan terms consistent with Washington State law.

Plain Green operates a website at [] and lists its contact information as:
Plain Green Loans
93 Mack Road, Suite 600
P.O. Box 270
Box Elder, MT, 59521

If you have a complaint against Plain Green, you can mail it to:
Plain Green Loans
Attn: Consumer Complaints
PO Box 270
Box Elder, MT 59521

It appears that Plain Green is operating as an online tribal lender not licensed in Washington State. Plain Green claims to be wholly owned by the Chippewa Cree Tribe of the Rocky Boy's Indian Reservation, a federally recognized Indian Tribe located in Montana.

Plain Green is not licensed by DFI and is not registered to conduct business in Washington State by the Department of Licensing or the Secretary of State.

DFI warns Washington State consumers that before doing business with a financial service provider the consumer should:

  • Make sure that the entity is licensed. Consumers can use the “Verify a License” feature on DFI’s website at to check whether a payday or consumer loan company is licensed to conduct business in the State of Washington
  • Not provide any personal information, such as social security number or bank account number or access if the company is not licensed or authorized to conduct business.

Important Information For Consumers About Tribal Lenders Not Licensed In Washington State

Washington State residents are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700.

Washington State residents are also informed that Washington State law provides in RCW 31.04.035 that fees or interest charged in the making of a nonresidential loan by an unlicensed lender must be refunded to the borrower.

Washington residents only: If you suspect unlicensed activity by a consumer loan company, please contact the Department at 1-877-RING-DFI (746-4334), or online at Even if the activity involves a loan you obtained over the internet, a license is generally still required. If a collection agency is attempting to collect a debt from you, check that the company is licensed by the State of Washington Department of Licensing.

If You Live In Another State

Visit to find the regulator in your home state.