Kashia Lending Enterprise Not Licensed In Washington State

Date Posted: 
Monday, April 10, 2017

The Washington State Department of Financial Institutions (DFI) warns consumers that before doing business with a financial institution, company, or individual, they should make sure that the entity is properly licensed. Consumers are urged to verify license status prior to giving the financial institution, company, or individual any nonpublic personal information, such as social security number or bank account number or access.

It appears that these entities are operating as unlicensed tribal lenders. The entities claim to be owned by the Kashia Band of Pomo Indians of the Stewarts Point Rancheria, a federally-recognized Indian Tribe.

DFI has received complaints about the following online lenders:

  • NetPDL
  • PDY Services
  • PDLNow
  • QXL Online
  • 123 Wages
  • ABC Wages

These entities have been associated with the following contact information:

  • NetPDL
    [www.netpdl.com]
    888-203-0106
  • PDY Services
    [www.pdyservices.com]
    866-615-4276
  • PDLNow
    [www.pdlnow.com]
    877-259-3090
  • QXL Online
    [www.qxlonline.com]
    866-214-1694
  • 123 Wages
    [www.123wages.com]
    877-894-6790
  • ABC Wages
    [www.abcwages.com]
    855-208-8181

If you have a complaint against any of these entities, you may call Kashia Lending Enterprise at 888-406-3606 or mail your complaint to:

Kashia Lending Enterprise
Attention: Adrienne Antone, Chairperson of the Board
1420 Guerneville Road, Suite 6
Santa Rosa, CA 95403

These entities are not licensed by DFI and are not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State.

Washington State residents are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700.

Washington State residents with loans exceeding $700 are informed that Washington State law provides in RCW 31.04.035 that fees or interest charged in the making of a nonresidential loan by an unlicensed lender must be refunded to the borrower.

Verify Licenses

DFI strongly recommends that consumers deal only with those lenders that are properly licensed to conduct business. Consumers can determine whether lenders are properly licensed using the "Verify a License" feature on the DFI’s website at www.dfi.wa.gov.

Payday Loan Debt Collection Laws

Collection activities are subject to the federal Fair Debt Collection Practices Act. Therefore, if you have questions regarding debt collection laws please contact the Federal Trade Commission at 382-4357 (1-877-FTC HELP), or online at www.ftc.gov.

Report Fraud

Washington State residents, if you are suspicious of unlicensed activity by a payday lender please contact the Department at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.

If you live in another state, find the regulator in your home state.

If you feel you have been the victim of a loan scam please contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357) or online at www.ftc.gov; or contact the Consumer Financial Protection Bureau (855) 411-CFPB (2372) or online at www.consumerfinance.gov. Because the scammers have access to bank account information and social security numbers, victims should consider themselves victims of identity theft and take appropriate precautions. The Federal Trade Commission has information for victims of identity theft available online at www.ftc.gov.

If you feel you have been the victim of a loan scam involving the Internet please contact the Internet Crime Complaint Center online at www.ic3.gov.

If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution, and the three major credit bureaus.