The Washington State Department of Financial Institutions (DFI) received a tip that an individual posing as a Washington State loan originator is offering loans and soliciting non-public personal information, possibly in preparation of identity theft or an advance fee loan scam. The e-mails use the name "Ryan John Lengle," and the address 1818 Westlake Avenue, #317, Seattle, WA 98109. DFI contacted the loan originator in question, Ryan Christopher Lengle, who indicated that the address above is his former address. Mr. Lengle also confirmed that he is not the source of the e-mails.
These e-mails are sent to companies and individuals looking for financing via non-traditional lending, and are sent from the e-mail addresses email@example.com, firstname.lastname@example.org, and email@example.com. The e-mails, which purport to offer loans up to $500,000 at 3% interest for up to 25 years, contain misspellings and appear to have been written by someone for whom English is a second language. The phone numbers provided in the e-mails have area codes from Virginia State. Calls to these numbers appear to connect to an overseas call center.
Companies and individuals that respond to these e-mails and provide non-public personal information (date and place of birth, social security number, bank account information, etc.) may wish to consider themselves victims of identity theft and take steps to prevent unauthorized use of their non-public personal information.
One e-mail provided to DFI read as follows:
Are you looking for a Loan?
Get your loan today @ 3% interest rate without any hurdle.
You can borrow anything from $5k to $500k over a period of 1 to 25 years without prepayment penalty.Bad credit ok.
Please disregard this email if you do not need a loan.I can be reached via email for more details.
DFI sent an e-mail to the address firstname.lastname@example.org, but received no response.
If you feel you are in immediate danger contact local law enforcement.
If you are suspicious of unlicensed activity by a consumer lender, contact DFI at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov.
If you feel you have been the victim of a loan scam, contact the Federal Trade Commission at 1-877-FTC-HELP (382-4357), or online at www.ftc.gov.
If you feel you have been the victim of a loan scam involving the Internet, contact the Internet Crime Complaint Center at www.ic3.gov.
If you feel you have been the victim of a loan scam and are concerned about your personal financial information, contact your banking institution and the major credit bureaus. Additional information regarding identity theft can be found on the FTC’s website.