Fort Belknap Indian Community Not Licensed In Washington

Date Posted: 
Tuesday, March 21, 2017

Updated: March 21, 2017
Originally posted: September 23, 2013

The Washington State Department of Financial Institutions (DFI) has received complaints about the following online lenders:

  • Island Finance, LLC d/b/a White Hills Cash
  • Clear Water Lending, LLC d/b/a Cash Fairy
  • West River Finance, LLC d/b/a West River Cash
  • Blue Thread Lending, LLC
  • North Star Finance, LLC d/b/a Northcash
  • Northern Plains Funding, LLC d/b/a Northern Plains Funding
  • Riverbend Finance LLC d/b/a Riverbend Cash

It appears that these companies may be operating as online tribal payday lending companies. These companies assert ownership by the Fort Belknap Indian Community, a federally-recognized Indian Tribe.

These companies are not licensed by DFI and are not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State.

These companies have been associated with the following contact information:
Island Finance, LLC d/b/a White Hills Cash
www.whitehillscash.com
800*986*1962
[customersupport@whitehillscash.com]

Clear Water Lending, LLC d/b/a Cash Fairy
www.cashfairy.com
866*300*6046

West River Finance, LLC d/b/a West River Cash
www.westrivercash.com
888*890*7700
[support@westrivercash.com]

Blue Thread Lending, LLC
www.bluethreadlending.com
888*220*BLUE (2583)
[support@bluethreadlending.com]

North Star Finance, LLC d/b/a Northcash
www.northcash.com
855*333*6570
[customercare@northcash.com]

Northern Plains Funding, LLC d/b/a Northern Plains Funding
www.northernplainsfunding.com
888*667*8499
[customersupport@northernplainsfunding.com]

Riverbend Finance, LLC d/b/a Riverbend Cash
www.riverbendcash.com
888*387*1977
[customerservice@riverbendcash.com]

If you have a complaint against any of these entities, you may call the Fort Belknap Tribal Hotline at 888*517*3696 or mail your complaint to:

White Hills Cash
Attn: Michelle Fox
PO Box 330
Hays, MT 59527

Blue Thread Lending
Attn: Michelle Fox
PO Box 535
Hays, MT 59527

Riverbend Cash
Attn: Michelle Fox
PO Box 557
Hays, MT 59527

Cash Fairy
Attn: Michelle Fox
PO Box 320
Hays, MT 59527

Northcash
Attn: Michelle Fox
PO Box 498
Hays, MT 59527

West River Cash
Attn: Michelle Fox
PO Box 30
Hays, MT 59527

Northern Plains Funding
Attn: Michelle Fox
PO Box 516
Hays, Montana 59527

The DFI warns Washington State consumers that before doing business with a financial service provider the consumer should:

  • Make sure that the entity is licensed. Consumers can use the “Verify a License” feature on DFI’s website at www.dfi.wa.gov to check whether a payday or consumer loan company is licensed to conduct business in the state of Washington.
  • Not provide any personal information, such as social security number or bank account number or access if the company is not licensed or authorized to conduct business.

Important Information for Washington State Consumers

Washington State residents are informed that Washington State law provides in RCW 31.45.105(1)(d) and (3) that a “small loan” made by an unlicensed entity to a person physically located in Washington State is uncollectible and unenforceable in Washington State. A “small loan” is defined in RCW 31.45.073 and is a loan that does not exceed $700.

Report Fraud

Washington State residents only: If you suspect unlicensed activity by a payday lender or consumer loan company, please contact the Department at 1-877-RING-DFI (746-4334), or online at www.dfi.wa.gov. Even if your activity involves a loan over the internet, a license may still be required.

If you live in another state, find the regulator in your home state.