Division of Banks Opinions Index
Index of opinions (2003-current) from the Washington State Division of Banks. You may search the opinions or view opinions by year and subject.
Opinions Archive
View 2004-1996 opinions.
1) Search Opinions
Search the opinions by keyword phrases. For exact phrases use quotes such as "national bank"
Loading
2) Or: View Opinions by Year and Subject
| Year | Opinion # | Subject |
|---|---|---|
| 2011 | ||
| ISGC-2011-002-DFI (PDF)* | Withdrawal of Agency Interpretation (ISGC 2008-005A-DFI) – State Bank Residential Mortgage Operating Subsidiary Subject to Consumer Loan Act | |
| ISGC-2011-003-DOB (PDF)* | Use of "RecycleBank" Impermissible in Washington | |
| 2010 | ||
| ISGC-2010-001-DOB (PDF)* | Advance Notice Of Change Of Control Under RCW 30.04.405 – When Unnecessary? | |
| ISGC-2010-002-DOB (PDF)* | Broker/Dealer’s Marketing Activities Under RCW 30.04.010, RCW 30.04.020, And RCW 30.04.280 (Issue Concerning Whether Activities Are “Solicitation Of Deposits”) | |
| ISGC-2010-003-DOB (PDF)* | Alien Bank Branch “Paid In Capital” Requirement Under Ch. 30.42 RCW – Compliance By Alternative Pledge of Savings Account in Third-Party Bank Within State | |
| 2009 | ||
| ISGC-2009-001-DOB (PDF)* | Winding-Up The Affairs Of A Business Development Corporation | |
| 2008 | ||
| ISGC-2008-001-DOB (PDF)* | Merger Of State Trust Company Into National Bank | |
| ISGC-2008-003-DOB (PDF)* | Merger Of State Trust Company Into National Bank | |
| ISGC-2008-005-DOB (PDF)* | Merger Of State Trust Company Into National Bank | |
| ISGC-2008-005A-DFI (PDF)* | Licensing Exemptions For State Savings Bank Subsidiary Under Mortgage Broker Practices Act And Consumer Loan Act (Superseded By ISGC-2011-002-DFI In Relation To Consumer Loan Act) | |
| ISGC-2008-006-DOB (PDF)* | Notice Of Unauthorized Use Of “Banque” In “Kredit Banque Corporation” | |
| ISGC-2008-007-DOB (PDF)* | FHLB Seattle Letter Of Credit Program – Exemption From RCW 30.04.140 | |
| ISGC-2008-008-DOB (PDF)* | Shortened (Ten Day) Notice Of Shareholder Meetings Contained In Bylaws | |
| 2007 | ||
| ISGC-2007-007-DOB (PDF)* | Direct Sales Of Property & Casualty (Fire) Insurance By State Savings Banks | |
| ISGC-2007-008-DOB (PDF)* | Reciprocity With Rhode Island Regarding Non-Depository Activities (See Also ISGC-2004-005-DOB) | |
| ISGC-2007-009-DOB (PDF)* | Commercial Bank Lending Limits: Combining Loans To Separate Borrowers – Limited Partnership Interests | |
| ISGC-2007-010-DOB (PDF)* | Limitations On “Qualified Investment” Or “Qualified Lending” Under The Business Development Company Act | |
| 2006 | ||
| ISGC-2006-012-DOB (PDF)* | Direct Insurance Sales By State Commercial Banks | |
| 2005 | ||
| ISGC-2005-001-DOB (PDF)* | Exercise Of Custodial Powers By State Commercial Bank: Parity With Powers Conferred Upon A Federally Chartered Bank Under RCW 30.04.215(3) | |
| ISGC-2005-002-DOB (PDF)* | Equity Investment In Community Development Entity Managed By Wholly Owned Subsidiary Of Gse Housing Authority Pursuant To Federally Authorized New Markets Tax Credit Program | |
| ISGC-2005-003-DOB (PDF)* | Retention Of “Savings” In Name Of Bank Upon Conversion To State Commercial Bank Charter | |
| ISGC-2005-004-DOB (PDF)* | State Commercial Bank Lending Limits And Market Variance For “Available For Sale Securities” | |
| ISGC-2005-005-DOB (PDF)* | Use Of “Bank” In “Domainbank.Com” | |
| ISGC-2005-006-DOB (PDF)* |
Reciprocity: Out-Of-State Tennessee Bank Seeking To Branch In Washington State
(NOTE: Superseded By Dodd-Frank Act) |
|
| ISGC-2005-008-DOB (PDF)* | Holding And Developing Branch Facilities In The Form Of Condominiums | |
| ISGC-2005-009-DOB (PDF)* |
|
|
| ISGC-2005-010-DOB (PDF)* | Houseboats: Floating Home Lending Program & Ffiec Guidelines Concerning Credit Risk-Ratios | |
| ISGC-2005-013-DOB (PDF)* | Contemporaneous Use Of Official Charter Name (“ABC Bank”) And Assumed Business Or Trade Name (“XYZ Bank”) | |
| ISGC-2005-020-DFI (PDF)* | Debt Cancellation Contracts And Debt Suspension Agreements | |
| ISGC-2005-023-DOB (PDF)* | Loans-to-One Borrower Rule and the “Direct Benefit Test” | |
| 2004 | ||
| ISGC-2004-003-DOB (PDF)* | Retention Of State Savings Bank Powers After Conversion To State Commercial Bank Charter | |
| ISGC-2004-004-DOB (PDF)* | Authority To Form Subsidiary To Hold And Complete Development Of Foreclosed Property | |
| ISGC-2004-005-DOB (PDF)* | State’s Reciprocity With Rhode Island Re: Purchasing Home Improvement Retail Installment Contracts | |
| ISGC-2004-006-DOB (PDF)* | Trust Company Business And State’s Reciprocity With Nevada | |
| ISGC-2004-007-DOB (PDF)* | Virginia Bank And Its Mortgage Subsidiary: Requirements Of And Exemptions From Department Regulation (NOTE: Partially Superseded By Later Amendments To Consumer Loan Act, Ch. 31.04 RCW) | |
| ISGC-2004-008-DOB (PDF)* | New York Bank’s Authority To Offer Secured Discretionary Lines Of Credit In Washington State | |
| ISGC-2004-010-DOB (PDF)* | Acquisition Of Thrift Holding Company Of State Savings Bank By National Bank Holding Company; Merger Of State Savings Bank Into National Bank | |
| ISGC-2004-011-DOB (PDF)* |
Out-Of-State Bank Holding Company Acquisition Of De Novo Commercial Bank
Chartered Pursuant To RCW Title 30 — Prohibition And Alternatives |
|
| ISGC-2004-012-DOB (PDF)* |
Establishing “Short Duration” Branches At Washington State Colleges & Universities
During Periods Of Enrollment/Registration |
|
| 2003 | ||
| ISGC-2003-002-DOB (PDF)* | Shareholder’s Dissenting Rights Re: Merger Of State Savings Association Into Federal Savings Association | |
| ISGC-2003-003-DOB (PDF)* | Issues Related To Business Development Corporations Under Ch. 31.24. RCW Prior To 2006 Amendments | |
* This document is a PDF file, and you will need Adobe Acrobat Reader to view it. If you don't already have Acrobat Reader installed on your computer, you may download it for free from Adobe.
